She Fell a Victim, Beware!

Fashion home!

Don’t ever disclose your bank details to any stranger not for any reason especially your ATM pin, internet banking pin or password, OTP (One Time Password) and token. These information remains personal at all times. 

This story you are about to read was brought to ibank blog by one of our readers who has chosen to be addressed as Mr John. In as much as the victim was ignorant, I also want the banks in Nigeria to improve on sensitizing their customers.

 Mr John had gone to church for the normal mid-week service and just as he sat down in the church, he noticed a woman in the row next to him with six little children. The woman was poorly dressed and looked very malnourished just las the kids. Her six children looked very pale and dirty so bad that they became a distraction to other church members seated around them. Mr John managed to focus on the service and immediately after the service, requested for the lady’s phone number as he was led to render some form of assistance to her. Twenty Four hours later, he rang the woman and after a long conversation with the woman, he requested that she sends her account details for a possible assistance. Not long after, the man sent the lady the sum of ₦30,000 for herself and the children. 
Picture credit: Scam-detector.com

A very excited Mrs Kelechi thanked the man over and over again on the phone and quickly got set for the bank. Apparently, the overly excited woman who has been owing her neighbor the sum of ₦5,000 since January hurriedly ran to her to inform her that she will be paying back in a few minutes upon her return from the bank. She had seen the alert and so was certain the money was there. Just as she was heading out, she got a message saying that her account has been blocked for BVN related reasons. A number was given to her to call so they can rectify the issue. 

The lady hurriedly called the number and she was asked of her ATM pin. Not knowing the implications, she gave out her ATM pin to the stranger on the phone who promised to rectify the issue immediately. Mrs Kelechi has gotten to the bank, filled the withdrawal slip and queued patiently to make withdrawal. On getting to her, the teller informed her that there was no money in the account. The woman insisted that she got an alert of ₦30,000 and even showed it to the teller. The teller carefully checked Mrs Kelechi’s account and confirmed that the stated sum was actually sent. However, she explained that a transfer of ₦20,000 was immediately done from that account and the remaining ₦10,000 was used to purchase airtime immediately (₦5,000, ₦2,000, ₦1,000 and ₦1,000 all MTN recharge). The already devastated woman could not believe her eyes and found it difficult to believe that she was not dreaming.

The very kind and coporative staff members of that UBA branch, quickly ensured that a lien was placed on the account to avoid further debits (though the account was already back to zero balance) and also blocked all the E-channel portal.

Ibank blog have been contacted on this issue and necessary investigations have begun. We would publish the name and details of this fraudster and when apprehended, will be brought to the face of our readers.

However, the moral of this woman’s sad ordeal remains that your bank ATM pin, internet banking pin or any code that will allow access to your account should remain private and known to only you. On the other hand, we encourage banks to do more towards educating and sensitizing their customers.  


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