Far from it. I will rather invest all and save none. The concept of savings and investment with regards the choice people make towards these two options can be related to that of two families.
The first family will rather lock their kids up while growing to ensure they don’t mix up with bad kids while the other will let lose, allow them make see the world, make mistakes, face the consequence and grow.
As expected, the higher the risk, the higher the yield and vice versa. Where do you belong? Will you rather save your money in the bank with an interest of not more than 3%(depending on the volume) and with a very low risk or will you invest your money out there and face the risk head on?